PayPal Credit


A 0% interest offer you can use again and again.

Our 0% interest offer is better than just an introductory offer. Simply spend over £99 and you get 0% interest for 4 months on that purchase. The great thing is you’ll automatically get 0% for 4 months every time you spend over £99. So, if you’re planning a weekend away or fancy splashing out on a new wardrobe, PayPal Credit is the perfect way to spread the cost of those larger purchases.
 

Representative Example:

Representative

19.9% APR (variable)

Purchase interest rate

19.9% p.a. (variable)

Assumed Credit limit

£1,200

This example above illustrates the typical cost of using PayPal Credit as a standard funding method. If you take advantage of our offers and promotions, including our 0% for 4 months offer, the interest rate that applies will be lower in many circumstances.

 

How does PayPal Credit work?

 

No card. No hassle. Just credit with plenty of benefits.

Instant access

If approved, you can start shopping straightaway with PayPal Credit.

Offer never expires

0% interest for 4 months every single time you spend £99 or more in one go.*

Convenient way to shop

PayPal Credit is accepted at thousands of online stores.

Pay in instalments

Monthly instalment offers at selected merchants so you can spread the cost over longer periods.

In safe hands

Your details are never shared and PayPal Buyer Protection covers your eligible purchases.

Easy management

Manage your PayPal account anywhere – on your desktop, mobile or tablet.

Shop faster

Speed through checkout quicker and easier with just an email address and password.